Amount
5,000 CNY to CNY
- Period high
- 0.047251
- 2025-10-20
- Period low
- 0.041310
- 2026-07-28
- Average
- 0.043546
- Daily volatility
- 0.47%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 203.73 CNY
- Lost vs mid-market
- −7.83
- Total cost
- 3.70%
PayPal
- Recipient gets
- 201.11 CNY
- Lost vs mid-market
- −10.45
- Total cost
- 4.94%
Wise
- Recipient gets
- 199.32 CNY
- Lost vs mid-market
- −12.24
- Total cost
- 5.78%
Bank wire (SWIFT)
- Recipient gets
- 22.88 CNY
- Lost vs mid-market
- −188.69
- Total cost
- 89.19%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 203.73 CNY | −7.83 | 3.70% |
| PayPal | 201.11 CNY | −10.45 | 4.94% |
| Wise | 199.32 CNY | −12.24 | 5.78% |
| Bank wire (SWIFT) | 22.88 CNY | −188.69 | 89.19% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 181 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals