Amount
200,000 CNY to CNY
- Period high
- 0.047251
- 2025-10-20
- Period low
- 0.041310
- 2026-07-28
- Average
- 0.043546
- Daily volatility
- 0.47%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 8,442.28 CNY
- Lost vs mid-market
- −20.21
- Total cost
- 0.24%
Wise
- Recipient gets
- 8,413.12 CNY
- Lost vs mid-market
- −49.37
- Total cost
- 0.58%
Bank wire (SWIFT)
- Recipient gets
- 8,067.53 CNY
- Lost vs mid-market
- −394.96
- Total cost
- 4.67%
PayPal
- Recipient gets
- 8,044.44 CNY
- Lost vs mid-market
- −418.05
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 8,442.28 CNY | −20.21 | 0.24% |
| Wise | 8,413.12 CNY | −49.37 | 0.58% |
| Bank wire (SWIFT) | 8,067.53 CNY | −394.96 | 4.67% |
| PayPal | 8,044.44 CNY | −418.05 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 398 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals