Amount
100,000 JPY to CNY
- Period high
- 0.047251
- 2025-10-20
- Period low
- 0.041310
- 2026-07-28
- Average
- 0.043546
- Daily volatility
- 0.47%
Sending 100,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,217.39 CNY
- Lost vs mid-market
- −13.86
- Total cost
- 0.33%
Wise
- Recipient gets
- 4,200.92 CNY
- Lost vs mid-market
- −30.33
- Total cost
- 0.72%
PayPal
- Recipient gets
- 4,022.22 CNY
- Lost vs mid-market
- −209.02
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,942.07 CNY
- Lost vs mid-market
- −289.18
- Total cost
- 6.83%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,217.39 CNY | −13.86 | 0.33% |
| Wise | 4,200.92 CNY | −30.33 | 0.72% |
| PayPal | 4,022.22 CNY | −209.02 | 4.94% |
| Bank wire (SWIFT) | 3,942.07 CNY | −289.18 | 6.83% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 275 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals