2025-10-202026-10-16
Period high
0.047251
2025-10-20
Period low
0.041310
2026-07-28
Average
0.043546
Daily volatility
0.47%

Sending 10,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    414.98 CNY
    Lost vs mid-market
    −8.15
    Total cost
    1.93%
  • Wise

    Recipient gets
    409.93 CNY
    Lost vs mid-market
    −13.19
    Total cost
    3.12%
  • PayPal

    Recipient gets
    402.22 CNY
    Lost vs mid-market
    −20.9
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    229.15 CNY
    Lost vs mid-market
    −193.98
    Total cost
    45.84%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 186 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals