2025-10-202026-10-16
Period high
1.7766
2025-11-20
Period low
1.6115
2026-09-09
Average
1.6957
Daily volatility
0.55%

Sending 500,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    830,566.52 JPY
    Lost vs mid-market
    −1,425.54
    Total cost
    0.17%
  • Wise

    Recipient gets
    827,981.37 JPY
    Lost vs mid-market
    −4,010.69
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    806,857.9 JPY
    Lost vs mid-market
    −25,134.16
    Total cost
    3.02%
  • PayPal

    Recipient gets
    790,891.66 JPY
    Lost vs mid-market
    −41,100.41
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 39,675 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals