Amount
20,000 JPY to JPY
- Period high
- 1.7766
- 2025-11-20
- Period low
- 1.6115
- 2026-09-09
- Average
- 1.6957
- Daily volatility
- 0.55%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 33,052.21 JPY
- Lost vs mid-market
- −227.47
- Total cost
- 0.68%
Wise
- Recipient gets
- 32,863.19 JPY
- Lost vs mid-market
- −416.49
- Total cost
- 1.25%
PayPal
- Recipient gets
- 31,635.67 JPY
- Lost vs mid-market
- −1,644.02
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 28,113.33 JPY
- Lost vs mid-market
- −5,166.35
- Total cost
- 15.52%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 33,052.21 JPY | −227.47 | 0.68% |
| Wise | 32,863.19 JPY | −416.49 | 1.25% |
| PayPal | 31,635.67 JPY | −1,644.02 | 4.94% |
| Bank wire (SWIFT) | 28,113.33 JPY | −5,166.35 | 15.52% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,939 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals