Amount
5,000,000 INR to HKD
- Period high
- 0.088490
- 2025-10-23
- Period low
- 0.080897
- 2026-05-20
- Average
- 0.084058
- Daily volatility
- 0.34%
Sending 5,000,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 412,743.08 HKD
- Lost vs mid-market
- −628.85
- Total cost
- 0.15%
Wise
- Recipient gets
- 411,498.55 HKD
- Lost vs mid-market
- −1,873.39
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 402,822.9 HKD
- Lost vs mid-market
- −10,549.03
- Total cost
- 2.55%
PayPal
- Recipient gets
- 392,951.36 HKD
- Lost vs mid-market
- −20,420.57
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 412,743.08 HKD | −628.85 | 0.15% |
| Wise | 411,498.55 HKD | −1,873.39 | 0.45% |
| Bank wire (SWIFT) | 402,822.9 HKD | −10,549.03 | 2.55% |
| PayPal | 392,951.36 HKD | −20,420.57 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 19,792 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals