Amount
20,000 EUR to EUR
- Period high
- 0.009822
- 2025-10-23
- Period low
- 0.008903
- 2026-05-20
- Average
- 0.009271
- Daily volatility
- 0.42%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 185.87 EUR
- Lost vs mid-market
- −1.28
- Total cost
- 0.68%
Wise
- Recipient gets
- 184.81 EUR
- Lost vs mid-market
- −2.34
- Total cost
- 1.25%
PayPal
- Recipient gets
- 177.91 EUR
- Lost vs mid-market
- −9.25
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 158.1 EUR
- Lost vs mid-market
- −29.05
- Total cost
- 15.52%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 185.87 EUR | −1.28 | 0.68% |
| Wise | 184.81 EUR | −2.34 | 1.25% |
| PayPal | 177.91 EUR | −9.25 | 4.94% |
| Bank wire (SWIFT) | 158.1 EUR | −29.05 | 15.52% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 28 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals