Amount
20,000 AUD to AUD
- Period high
- 0.017535
- 2025-10-20
- Period low
- 0.014417
- 2026-05-13
- Average
- 0.015518
- Daily volatility
- 0.51%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 299.52 AUD
- Lost vs mid-market
- −2.06
- Total cost
- 0.68%
Wise
- Recipient gets
- 297.81 AUD
- Lost vs mid-market
- −3.77
- Total cost
- 1.25%
PayPal
- Recipient gets
- 286.68 AUD
- Lost vs mid-market
- −14.9
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 254.87 AUD
- Lost vs mid-market
- −46.71
- Total cost
- 15.49%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 299.52 AUD | −2.06 | 0.68% |
| Wise | 297.81 AUD | −3.77 | 1.25% |
| PayPal | 286.68 AUD | −14.9 | 4.94% |
| Bank wire (SWIFT) | 254.87 AUD | −46.71 | 15.49% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 45 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals