Amount
100,000 USD to USD
- Period high
- 0.000060
- 2025-10-20
- Period low
- 0.000055
- 2026-06-08
- Average
- 0.000058
- Daily volatility
- 0.31%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 5.27 USD
- Lost vs mid-market
- −0.27
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 4.41 USD
- Lost vs mid-market
- −1.13
- Total cost
- 20.37%
Wise
- Recipient gets
- 3.83 USD
- Lost vs mid-market
- −1.71
- Total cost
- 30.83%
Bank wire (SWIFT)
- Recipient gets
- 0 USD
- Lost vs mid-market
- −5.54
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 5.27 USD | −0.27 | 4.94% |
| USDT on-chain | 4.41 USD | −1.13 | 20.37% |
| Wise | 3.83 USD | −1.71 | 30.83% |
| Bank wire (SWIFT) | 0 USD | −5.54 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals