Amount
500,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000371
- 2026-10-16
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 500,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 177.62 CNY
- Lost vs mid-market
- −7.79
- Total cost
- 4.20%
PayPal
- Recipient gets
- 176.25 CNY
- Lost vs mid-market
- −9.16
- Total cost
- 4.94%
Wise
- Recipient gets
- 173.29 CNY
- Lost vs mid-market
- −12.12
- Total cost
- 6.54%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −185.41
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 177.62 CNY | −7.79 | 4.20% |
| PayPal | 176.25 CNY | −9.16 | 4.94% |
| Wise | 173.29 CNY | −12.12 | 6.54% |
| Bank wire (SWIFT) | 0 CNY | −185.41 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 178 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals