Amount
100,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000371
- 2026-10-16
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 100,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 37,018.66 CNY
- Lost vs mid-market
- −63.14
- Total cost
- 0.17%
Wise
- Recipient gets
- 36,903.64 CNY
- Lost vs mid-market
- −178.15
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 35,971.35 CNY
- Lost vs mid-market
- −1,110.44
- Total cost
- 2.99%
PayPal
- Recipient gets
- 35,249.95 CNY
- Lost vs mid-market
- −1,831.84
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 37,018.66 CNY | −63.14 | 0.17% |
| Wise | 36,903.64 CNY | −178.15 | 0.48% |
| Bank wire (SWIFT) | 35,971.35 CNY | −1,110.44 | 2.99% |
| PayPal | 35,249.95 CNY | −1,831.84 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,769 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals