Amount
1,000,000 CNY to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 362.22 CNY
- Lost vs mid-market
- −8.04
- Total cost
- 2.17%
Wise
- Recipient gets
- 357.35 CNY
- Lost vs mid-market
- −12.91
- Total cost
- 3.49%
PayPal
- Recipient gets
- 351.98 CNY
- Lost vs mid-market
- −18.29
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 178.22 CNY
- Lost vs mid-market
- −192.05
- Total cost
- 51.87%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 362.22 CNY | −8.04 | 2.17% |
| Wise | 357.35 CNY | −12.91 | 3.49% |
| PayPal | 351.98 CNY | −18.29 | 4.94% |
| Bank wire (SWIFT) | 178.22 CNY | −192.05 | 51.87% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 184 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals