2025-10-202026-10-16
Period high
0.128772
2025-11-24
Period low
0.127414
2026-10-07
Average
0.127870
Daily volatility
0.04%

Sending 5,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    635.01 USD
    Lost vs mid-market
    −2.08
    Total cost
    0.33%
  • Wise

    Recipient gets
    632.53 USD
    Lost vs mid-market
    −4.55
    Total cost
    0.71%
  • PayPal

    Recipient gets
    605.62 USD
    Lost vs mid-market
    −31.47
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    593.73 USD
    Lost vs mid-market
    −43.36
    Total cost
    6.81%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 41 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals