Amount
100,000 HKD to USD
- Period high
- 0.128772
- 2025-11-24
- Period low
- 0.127414
- 2026-10-07
- Average
- 0.127870
- Daily volatility
- 0.04%
Sending 100,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 12,721.51 USD
- Lost vs mid-market
- −20.24
- Total cost
- 0.16%
Wise
- Recipient gets
- 12,682.72 USD
- Lost vs mid-market
- −59.03
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 12,395.77 USD
- Lost vs mid-market
- −345.97
- Total cost
- 2.72%
PayPal
- Recipient gets
- 12,112.3 USD
- Lost vs mid-market
- −629.44
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 12,721.51 USD | −20.24 | 0.16% |
| Wise | 12,682.72 USD | −59.03 | 0.46% |
| Bank wire (SWIFT) | 12,395.77 USD | −345.97 | 2.72% |
| PayPal | 12,112.3 USD | −629.44 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 609 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals