2025-10-212026-10-16
Period high
11.0790
2026-09-02
Period low
9.0216
2026-05-21
Average
10.0944
Daily volatility
1.06%

Sending 500 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,207.15 RUB
    Lost vs mid-market
    −101.59
    Total cost
    1.91%
  • Wise

    Recipient gets
    5,144.19 RUB
    Lost vs mid-market
    −164.54
    Total cost
    3.10%
  • PayPal

    Recipient gets
    5,046.49 RUB
    Lost vs mid-market
    −262.25
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    2,890.39 RUB
    Lost vs mid-market
    −2,418.35
    Total cost
    45.55%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,317 RUB on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals