Amount
5,000 HKD to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 5,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 100,344.02 JPY
- Lost vs mid-market
- −328.56
- Total cost
- 0.33%
Wise
- Recipient gets
- 99,952.83 JPY
- Lost vs mid-market
- −719.76
- Total cost
- 0.71%
PayPal
- Recipient gets
- 95,699.36 JPY
- Lost vs mid-market
- −4,973.23
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 93,821.41 JPY
- Lost vs mid-market
- −6,851.18
- Total cost
- 6.81%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 100,344.02 JPY | −328.56 | 0.33% |
| Wise | 99,952.83 JPY | −719.76 | 0.71% |
| PayPal | 95,699.36 JPY | −4,973.23 | 4.94% |
| Bank wire (SWIFT) | 93,821.41 JPY | −6,851.18 | 6.81% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,523 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals