Amount
20 HKD to JPY
No rate data for this period yet.
Sending 20 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 383.34 JPY
- Lost vs mid-market
- −19.92
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 225.29 JPY
- Lost vs mid-market
- −177.97
- Total cost
- 44.13%
Wise
- Recipient gets
- 135 JPY
- Lost vs mid-market
- −268.26
- Total cost
- 66.52%
Bank wire (SWIFT)
- Recipient gets
- 0 JPY
- Lost vs mid-market
- −403.26
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 383.34 JPY | −19.92 | 4.94% |
| USDT on-chain | 225.29 JPY | −177.97 | 44.13% |
| Wise | 135 JPY | −268.26 | 66.52% |
| Bank wire (SWIFT) | 0 JPY | −403.26 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 383 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals