2025-10-202026-10-19
Period high
20.9029
2026-07-28
Period low
19.4035
2025-10-20
Average
20.1762
Daily volatility
0.49%

Sending 10,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    201,327,399.06 JPY
    Lost vs mid-market
    −302,622.4
    Total cost
    0.15%
  • Wise

    Recipient gets
    200,722,419.91 JPY
    Lost vs mid-market
    −907,601.54
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    196,584,941.19 JPY
    Lost vs mid-market
    −5,045,080.27
    Total cost
    2.50%
  • PayPal

    Recipient gets
    191,669,498.39 JPY
    Lost vs mid-market
    −9,960,523.06
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 9,657,901 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals