Amount
1,000,000 JPY to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 1,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 20,132,580.28 JPY
- Lost vs mid-market
- −30,421.87
- Total cost
- 0.15%
Wise
- Recipient gets
- 20,072,002.19 JPY
- Lost vs mid-market
- −90,999.95
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 19,654,597.36 JPY
- Lost vs mid-market
- −508,404.78
- Total cost
- 2.52%
PayPal
- Recipient gets
- 19,166,949.84 JPY
- Lost vs mid-market
- −996,052.31
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 20,132,580.28 JPY | −30,421.87 | 0.15% |
| Wise | 20,072,002.19 JPY | −90,999.95 | 0.45% |
| Bank wire (SWIFT) | 19,654,597.36 JPY | −508,404.78 | 2.52% |
| PayPal | 19,166,949.84 JPY | −996,052.31 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 965,630 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals