Amount
20 HKD to INR
- Period high
- 12.3614
- 2026-05-20
- Period low
- 11.3008
- 2025-10-23
- Average
- 11.9014
- Daily volatility
- 0.34%
Sending 20 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 230.05 INR
- Lost vs mid-market
- −11.95
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 134.94 INR
- Lost vs mid-market
- −107.07
- Total cost
- 44.24%
Wise
- Recipient gets
- 80.62 INR
- Lost vs mid-market
- −161.39
- Total cost
- 66.69%
Bank wire (SWIFT)
- Recipient gets
- 0 INR
- Lost vs mid-market
- −242
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 230.05 INR | −11.95 | 4.94% |
| USDT on-chain | 134.94 INR | −107.07 | 44.24% |
| Wise | 80.62 INR | −161.39 | 66.69% |
| Bank wire (SWIFT) | 0 INR | −242 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 230 INR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals