2025-10-202026-10-19
Period high
0.098589
2025-11-05
Period low
0.092734
2026-01-29
Average
0.095424
Daily volatility
0.38%

Sending 500,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    47,701.96 GBP
    Lost vs mid-market
    −72.5
    Total cost
    0.15%
  • Wise

    Recipient gets
    47,558.22 GBP
    Lost vs mid-market
    −216.25
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    46,559.54 GBP
    Lost vs mid-market
    −1,214.93
    Total cost
    2.54%
  • PayPal

    Recipient gets
    45,414.41 GBP
    Lost vs mid-market
    −2,360.06
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,288 GBP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals