2025-10-202026-10-16
Period high
0.098589
2025-11-05
Period low
0.092734
2026-01-29
Average
0.095423
Daily volatility
0.38%

Sending 5,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    476.19 GBP
    Lost vs mid-market
    −1.56
    Total cost
    0.33%
  • Wise

    Recipient gets
    474.33 GBP
    Lost vs mid-market
    −3.42
    Total cost
    0.71%
  • PayPal

    Recipient gets
    454.14 GBP
    Lost vs mid-market
    −23.6
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    445.23 GBP
    Lost vs mid-market
    −32.51
    Total cost
    6.81%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 31 GBP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals