2025-10-202026-10-16
Period high
0.098589
2025-11-05
Period low
0.092734
2026-01-29
Average
0.095423
Daily volatility
0.38%

Sending 500 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    46.86 GBP
    Lost vs mid-market
    −0.91
    Total cost
    1.91%
  • Wise

    Recipient gets
    46.29 GBP
    Lost vs mid-market
    −1.48
    Total cost
    3.10%
  • PayPal

    Recipient gets
    45.41 GBP
    Lost vs mid-market
    −2.36
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    26.01 GBP
    Lost vs mid-market
    −21.76
    Total cost
    45.55%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 21 GBP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals