Amount
500 HKD to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 500 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 417.82 CNY
- Lost vs mid-market
- −8.15
- Total cost
- 1.91%
Wise
- Recipient gets
- 412.77 CNY
- Lost vs mid-market
- −13.2
- Total cost
- 3.10%
PayPal
- Recipient gets
- 404.93 CNY
- Lost vs mid-market
- −21.04
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 231.92 CNY
- Lost vs mid-market
- −194.05
- Total cost
- 45.55%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 417.82 CNY | −8.15 | 1.91% |
| Wise | 412.77 CNY | −13.2 | 3.10% |
| PayPal | 404.93 CNY | −21.04 | 4.94% |
| Bank wire (SWIFT) | 231.92 CNY | −194.05 | 45.55% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 186 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals