2025-10-202026-10-16
Period high
0.917063
2025-10-22
Period low
0.851941
2026-10-16
Average
0.878256
Daily volatility
0.14%

Sending 2,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,693.81 CNY
    Lost vs mid-market
    −10.07
    Total cost
    0.59%
  • Wise

    Recipient gets
    1,684.93 CNY
    Lost vs mid-market
    −18.95
    Total cost
    1.11%
  • PayPal

    Recipient gets
    1,619.71 CNY
    Lost vs mid-market
    −84.17
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    1,477.89 CNY
    Lost vs mid-market
    −225.99
    Total cost
    13.26%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 216 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals