2025-10-202026-10-16
Period high
0.181735
2026-10-12
Period low
0.173209
2026-01-30
Average
0.177625
Daily volatility
0.27%

Sending 200 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    34.44 CAD
    Lost vs mid-market
    −1.65
    Total cost
    4.56%
  • PayPal

    Recipient gets
    34.3 CAD
    Lost vs mid-market
    −1.78
    Total cost
    4.94%
  • Wise

    Recipient gets
    33.53 CAD
    Lost vs mid-market
    −2.55
    Total cost
    7.07%
  • Bank wire (SWIFT)

    Recipient gets
    0 CAD
    Lost vs mid-market
    −36.09
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 34 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals