2025-10-202026-10-16
Period high
0.181735
2026-10-12
Period low
0.173209
2026-01-30
Average
0.177625
Daily volatility
0.27%

Sending 1,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    178.57 CAD
    Lost vs mid-market
    −1.86
    Total cost
    1.03%
  • Wise

    Recipient gets
    177.23 CAD
    Lost vs mid-market
    −3.2
    Total cost
    1.77%
  • PayPal

    Recipient gets
    171.52 CAD
    Lost vs mid-market
    −8.91
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    137.08 CAD
    Lost vs mid-market
    −43.35
    Total cost
    24.03%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 41 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals