Amount
20,000 HKD to AUD
- Period high
- 0.199427
- 2025-11-24
- Period low
- 0.175949
- 2026-05-07
- Average
- 0.184490
- Daily volatility
- 0.49%
Sending 20,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,654.97 AUD
- Lost vs mid-market
- −7.11
- Total cost
- 0.19%
Wise
- Recipient gets
- 3,643.17 AUD
- Lost vs mid-market
- −18.9
- Total cost
- 0.52%
Bank wire (SWIFT)
- Recipient gets
- 3,531.11 AUD
- Lost vs mid-market
- −130.97
- Total cost
- 3.58%
PayPal
- Recipient gets
- 3,481.17 AUD
- Lost vs mid-market
- −180.91
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,654.97 AUD | −7.11 | 0.19% |
| Wise | 3,643.17 AUD | −18.9 | 0.52% |
| Bank wire (SWIFT) | 3,531.11 AUD | −130.97 | 3.58% |
| PayPal | 3,481.17 AUD | −180.91 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 174 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals