Amount
20 AUD to AUD
- Period high
- 0.199427
- 2025-11-24
- Period low
- 0.175949
- 2026-05-07
- Average
- 0.184490
- Daily volatility
- 0.49%
Sending 20 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 3.48 AUD
- Lost vs mid-market
- −0.18
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 2.04 AUD
- Lost vs mid-market
- −1.62
- Total cost
- 44.24%
Wise
- Recipient gets
- 1.22 AUD
- Lost vs mid-market
- −2.44
- Total cost
- 66.69%
Bank wire (SWIFT)
- Recipient gets
- 0 AUD
- Lost vs mid-market
- −3.66
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 3.48 AUD | −0.18 | 4.94% |
| USDT on-chain | 2.04 AUD | −1.62 | 44.24% |
| Wise | 1.22 AUD | −2.44 | 66.69% |
| Bank wire (SWIFT) | 0 AUD | −3.66 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals