2025-10-202026-10-16
Period high
1.3817
2026-01-29
Period low
1.3044
2025-11-05
Average
1.3402
Daily volatility
0.38%

Sending 5,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    6,656.53 USD
    Lost vs mid-market
    −11.13
    Total cost
    0.17%
  • Wise

    Recipient gets
    6,635.96 USD
    Lost vs mid-market
    −31.69
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    6,473.53 USD
    Lost vs mid-market
    −194.12
    Total cost
    2.91%
  • PayPal

    Recipient gets
    6,338.27 USD
    Lost vs mid-market
    −329.38
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 318 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals