Amount
100,000 USD to USD
- Period high
- 1.3817
- 2026-01-29
- Period low
- 1.3044
- 2025-11-05
- Average
- 1.3402
- Daily volatility
- 0.38%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 133,104.54 USD
- Lost vs mid-market
- −201.08
- Total cost
- 0.15%
Wise
- Recipient gets
- 132,704.06 USD
- Lost vs mid-market
- −601.56
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 129,945.62 USD
- Lost vs mid-market
- −3,360
- Total cost
- 2.52%
PayPal
- Recipient gets
- 126,720.33 USD
- Lost vs mid-market
- −6,585.3
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 133,104.54 USD | −201.08 | 0.15% |
| Wise | 132,704.06 USD | −601.56 | 0.45% |
| Bank wire (SWIFT) | 129,945.62 USD | −3,360 | 2.52% |
| PayPal | 126,720.33 USD | −6,585.3 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,384 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals