Amount
20 SGD to SGD
- Period high
- 1.7465
- 2026-01-29
- Period low
- 1.6895
- 2026-10-02
- Average
- 1.7186
- Daily volatility
- 0.24%
Sending 20 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 32.62 SGD
- Lost vs mid-market
- −1.48
- Total cost
- 4.35%
PayPal
- Recipient gets
- 32.42 SGD
- Lost vs mid-market
- −1.68
- Total cost
- 4.94%
Wise
- Recipient gets
- 31.79 SGD
- Lost vs mid-market
- −2.31
- Total cost
- 6.77%
Bank wire (SWIFT)
- Recipient gets
- 0 SGD
- Lost vs mid-market
- −34.1
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 32.62 SGD | −1.48 | 4.35% |
| PayPal | 32.42 SGD | −1.68 | 4.94% |
| Wise | 31.79 SGD | −2.31 | 6.77% |
| Bank wire (SWIFT) | 0 SGD | −34.1 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 33 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals