Amount
20,000 JPY to JPY
- Period high
- 219.14
- 2026-07-16
- Period low
- 200.53
- 2025-11-05
- Average
- 211.47
- Daily volatility
- 0.46%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,212,483.52 JPY
- Lost vs mid-market
- −6,505.85
- Total cost
- 0.15%
Wise
- Recipient gets
- 4,199,737.47 JPY
- Lost vs mid-market
- −19,251.9
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 4,109,184.91 JPY
- Lost vs mid-market
- −109,804.47
- Total cost
- 2.60%
PayPal
- Recipient gets
- 4,010,571.3 JPY
- Lost vs mid-market
- −208,418.07
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,212,483.52 JPY | −6,505.85 | 0.15% |
| Wise | 4,199,737.47 JPY | −19,251.9 | 0.46% |
| Bank wire (SWIFT) | 4,109,184.91 JPY | −109,804.47 | 2.60% |
| PayPal | 4,010,571.3 JPY | −208,418.07 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 201,912 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals