2025-10-202026-10-16
Period high
10.7835
2026-01-29
Period low
10.1431
2025-11-05
Average
10.4812
Daily volatility
0.38%

Sending 50 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    513.69 HKD
    Lost vs mid-market
    −9.6
    Total cost
    1.84%
  • Wise

    Recipient gets
    507.69 HKD
    Lost vs mid-market
    −15.6
    Total cost
    2.98%
  • PayPal

    Recipient gets
    497.44 HKD
    Lost vs mid-market
    −25.85
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    294.94 HKD
    Lost vs mid-market
    −228.35
    Total cost
    43.64%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 219 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals