2025-10-202026-10-16
Period high
10.7835
2026-01-29
Period low
10.1431
2025-11-05
Average
10.4812
Daily volatility
0.38%

Sending 200,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,090,019.65 HKD
    Lost vs mid-market
    −3,148.57
    Total cost
    0.15%
  • Wise

    Recipient gets
    2,083,735.71 HKD
    Lost vs mid-market
    −9,432.5
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    2,040,623.74 HKD
    Lost vs mid-market
    −52,544.48
    Total cost
    2.51%
  • PayPal

    Recipient gets
    1,989,765.71 HKD
    Lost vs mid-market
    −103,402.51
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 100,254 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals