Amount
1,000,000 HKD to HKD
- Period high
- 10.7835
- 2026-01-29
- Period low
- 10.1431
- 2025-11-05
- Average
- 10.4812
- Daily volatility
- 0.38%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 10,450,133.51 HKD
- Lost vs mid-market
- −15,707.58
- Total cost
- 0.15%
Wise
- Recipient gets
- 10,418,731.55 HKD
- Lost vs mid-market
- −47,109.53
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 10,203,979.79 HKD
- Lost vs mid-market
- −261,861.3
- Total cost
- 2.50%
PayPal
- Recipient gets
- 9,948,828.54 HKD
- Lost vs mid-market
- −517,012.55
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 10,450,133.51 HKD | −15,707.58 | 0.15% |
| Wise | 10,418,731.55 HKD | −47,109.53 | 0.45% |
| Bank wire (SWIFT) | 10,203,979.79 HKD | −261,861.3 | 2.50% |
| PayPal | 9,948,828.54 HKD | −517,012.55 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 501,305 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals