Amount
20,000 GBP to EUR
- Period high
- 1.1876
- 2026-10-19
- Period low
- 1.1305
- 2025-11-14
- Average
- 1.1560
- Daily volatility
- 0.21%
Sending 20,000 GBP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 23,664.34 EUR
- Lost vs mid-market
- −36.55
- Total cost
- 0.15%
Wise
- Recipient gets
- 23,592.74 EUR
- Lost vs mid-market
- −108.15
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 23,084 EUR
- Lost vs mid-market
- −616.9
- Total cost
- 2.60%
PayPal
- Recipient gets
- 22,530.07 EUR
- Lost vs mid-market
- −1,170.82
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 23,664.34 EUR | −36.55 | 0.15% |
| Wise | 23,592.74 EUR | −108.15 | 0.46% |
| Bank wire (SWIFT) | 23,084 EUR | −616.9 | 2.60% |
| PayPal | 22,530.07 EUR | −1,170.82 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,134 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals