Amount
20,000 CHF to CHF
- Period high
- 1.1090
- 2026-09-30
- Period low
- 1.0383
- 2025-11-14
- Average
- 1.0698
- Daily volatility
- 0.30%
Sending 20,000 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 21,962.4 CHF
- Lost vs mid-market
- −33.92
- Total cost
- 0.15%
Wise
- Recipient gets
- 21,895.95 CHF
- Lost vs mid-market
- −100.37
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 21,423.84 CHF
- Lost vs mid-market
- −572.48
- Total cost
- 2.60%
PayPal
- Recipient gets
- 20,909.7 CHF
- Lost vs mid-market
- −1,086.62
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 21,962.4 CHF | −33.92 | 0.15% |
| Wise | 21,895.95 CHF | −100.37 | 0.46% |
| Bank wire (SWIFT) | 21,423.84 CHF | −572.48 | 2.60% |
| PayPal | 20,909.7 CHF | −1,086.62 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,053 CHF on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals