2025-10-202026-10-16
Period high
1.9032
2026-07-07
Period low
1.8121
2026-03-09
Average
1.8615
Daily volatility
0.31%

Sending 100,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    188,552.03 CAD
    Lost vs mid-market
    −284.85
    Total cost
    0.15%
  • Wise

    Recipient gets
    187,984.72 CAD
    Lost vs mid-market
    −852.16
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    184,077.12 CAD
    Lost vs mid-market
    −4,759.76
    Total cost
    2.52%
  • PayPal

    Recipient gets
    179,508.34 CAD
    Lost vs mid-market
    −9,328.54
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 9,044 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals