Amount
20,000 AUD to AUD
- Period high
- 2.0671
- 2025-10-20
- Period low
- 1.8634
- 2026-05-13
- Average
- 1.9329
- Daily volatility
- 0.34%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 38,105.15 AUD
- Lost vs mid-market
- −58.85
- Total cost
- 0.15%
Wise
- Recipient gets
- 37,989.86 AUD
- Lost vs mid-market
- −174.15
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 37,170.74 AUD
- Lost vs mid-market
- −993.27
- Total cost
- 2.60%
PayPal
- Recipient gets
- 36,278.7 AUD
- Lost vs mid-market
- −1,885.3
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 38,105.15 AUD | −58.85 | 0.15% |
| Wise | 37,989.86 AUD | −174.15 | 0.46% |
| Bank wire (SWIFT) | 37,170.74 AUD | −993.27 | 2.60% |
| PayPal | 36,278.7 AUD | −1,885.3 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,826 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals