Amount
20,000 SGD to SGD
- Period high
- 1.5176
- 2025-12-16
- Period low
- 1.4311
- 2026-10-07
- Average
- 1.4869
- Daily volatility
- 0.19%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 28,669.5 SGD
- Lost vs mid-market
- −44.5
- Total cost
- 0.15%
Wise
- Recipient gets
- 28,582.63 SGD
- Lost vs mid-market
- −131.37
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 27,961.15 SGD
- Lost vs mid-market
- −752.85
- Total cost
- 2.62%
PayPal
- Recipient gets
- 27,295.53 SGD
- Lost vs mid-market
- −1,418.47
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 28,669.5 SGD | −44.5 | 0.15% |
| Wise | 28,582.63 SGD | −131.37 | 0.46% |
| Bank wire (SWIFT) | 27,961.15 SGD | −752.85 | 2.62% |
| PayPal | 27,295.53 SGD | −1,418.47 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,374 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals