2025-10-172026-10-16
Period high
100.83
2026-09-03
Period low
81.9823
2026-05-21
Average
91.5417
Daily volatility
0.97%

Sending 5,000,000 RUB: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    468,143,136.62 RUB
    Lost vs mid-market
    −703,363.38
    Total cost
    0.15%
  • Wise

    Recipient gets
    466,736,550.1 RUB
    Lost vs mid-market
    −2,109,949.9
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    457,123,051.87 RUB
    Lost vs mid-market
    −11,723,448.13
    Total cost
    2.50%
  • PayPal

    Recipient gets
    445,685,482.9 RUB
    Lost vs mid-market
    −23,161,017.1
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 22,457,654 RUB on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals