Amount
20 EUR to PHP
- Period high
- 72.8150
- 2026-09-09
- Period low
- 67.3520
- 2025-11-04
- Average
- 70.0050
- Daily volatility
- 0.35%
Sending 20 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 1,344.43 PHP
- Lost vs mid-market
- −69.87
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 1,341.57 PHP
- Lost vs mid-market
- −72.73
- Total cost
- 5.14%
Wise
- Recipient gets
- 1,301.86 PHP
- Lost vs mid-market
- −112.44
- Total cost
- 7.95%
Bank wire (SWIFT)
- Recipient gets
- 0 PHP
- Lost vs mid-market
- −1,414.3
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 1,344.43 PHP | −69.87 | 4.94% |
| USDT on-chain | 1,341.57 PHP | −72.73 | 5.14% |
| Wise | 1,301.86 PHP | −112.44 | 7.95% |
| Bank wire (SWIFT) | 0 PHP | −1,414.3 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,344 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals