Amount
1,000,000 PHP to PHP
- Period high
- 72.8150
- 2026-09-09
- Period low
- 67.3520
- 2025-11-04
- Average
- 70.0022
- Daily volatility
- 0.35%
Sending 1,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 70,751,642.25 PHP
- Lost vs mid-market
- −106,357.75
- Total cost
- 0.15%
Wise
- Recipient gets
- 70,539,032.71 PHP
- Lost vs mid-market
- −318,967.29
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 69,084,822.84 PHP
- Lost vs mid-market
- −1,773,177.16
- Total cost
- 2.50%
PayPal
- Recipient gets
- 67,357,614.8 PHP
- Lost vs mid-market
- −3,500,385.2
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 70,751,642.25 PHP | −106,357.75 | 0.15% |
| Wise | 70,539,032.71 PHP | −318,967.29 | 0.45% |
| Bank wire (SWIFT) | 69,084,822.84 PHP | −1,773,177.16 | 2.50% |
| PayPal | 67,357,614.8 PHP | −3,500,385.2 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,394,027 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals