Amount
5,000,000 JPY to JPY
- Period high
- 187.72
- 2026-04-17
- Period low
- 175.71
- 2025-10-20
- Average
- 182.95
- Daily volatility
- 0.41%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 887,766,172.45 JPY
- Lost vs mid-market
- −1,333,827.55
- Total cost
- 0.15%
Wise
- Recipient gets
- 885,098,783.27 JPY
- Lost vs mid-market
- −4,001,216.73
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 866,868,165.64 JPY
- Lost vs mid-market
- −22,231,834.36
- Total cost
- 2.50%
PayPal
- Recipient gets
- 845,178,460 JPY
- Lost vs mid-market
- −43,921,540
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 887,766,172.45 JPY | −1,333,827.55 | 0.15% |
| Wise | 885,098,783.27 JPY | −4,001,216.73 | 0.45% |
| Bank wire (SWIFT) | 866,868,165.64 JPY | −22,231,834.36 | 2.50% |
| PayPal | 845,178,460 JPY | −43,921,540 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 42,587,712 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals