Amount
20,000 JPY to JPY
- Period high
- 187.72
- 2026-04-17
- Period low
- 175.71
- 2025-10-20
- Average
- 182.93
- Daily volatility
- 0.41%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,547,093.74 JPY
- Lost vs mid-market
- −5,506.26
- Total cost
- 0.15%
Wise
- Recipient gets
- 3,536,346.86 JPY
- Lost vs mid-market
- −16,253.15
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 3,459,455.27 JPY
- Lost vs mid-market
- −93,144.73
- Total cost
- 2.62%
PayPal
- Recipient gets
- 3,377,101.56 JPY
- Lost vs mid-market
- −175,498.44
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,547,093.74 JPY | −5,506.26 | 0.15% |
| Wise | 3,536,346.86 JPY | −16,253.15 | 0.46% |
| Bank wire (SWIFT) | 3,459,455.27 JPY | −93,144.73 | 2.62% |
| PayPal | 3,377,101.56 JPY | −175,498.44 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 169,992 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals