Amount
20 EUR to JPY
- Period high
- 187.72
- 2026-04-17
- Period low
- 175.71
- 2025-10-20
- Average
- 182.95
- Daily volatility
- 0.41%
Sending 20 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 3,380.71 JPY
- Lost vs mid-market
- −175.69
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 3,373.51 JPY
- Lost vs mid-market
- −182.89
- Total cost
- 5.14%
Wise
- Recipient gets
- 3,273.67 JPY
- Lost vs mid-market
- −282.73
- Total cost
- 7.95%
Bank wire (SWIFT)
- Recipient gets
- 0 JPY
- Lost vs mid-market
- −3,556.4
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 3,380.71 JPY | −175.69 | 4.94% |
| USDT on-chain | 3,373.51 JPY | −182.89 | 5.14% |
| Wise | 3,273.67 JPY | −282.73 | 7.95% |
| Bank wire (SWIFT) | 0 JPY | −3,556.4 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,381 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals