Exchange rates

EUR to IDR

1 EUR = 20290.28 IDR

Convert EUR and IDR

1,000.00 EUR =

20,290,280 IDR

1 EUR = 20290.28 IDR

ECB reference rate of 2026-10-16

This is the mid-market rate. Banks and card networks add their own markup on top.

The current rate sits at the 39th percentile of the last 90 days.

2025-10-202026-10-16
52-week high
21034.06
2026-06-05
52-week low
19185.23
2025-11-25
30-day change
-1.00%
1-year change
-

Sending 1,000 EUR: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    20,239,584.74 IDR
    Lost vs mid-market
    −50,695.26
    Total cost
    0.25%

  • Wise

    Recipient gets
    20,168,538.32 IDR
    Lost vs mid-market
    −121,741.68
    Total cost
    0.60%

  • Bank wire (SWIFT)

    Recipient gets
    19,288,447.42 IDR
    Lost vs mid-market
    −1,001,832.58
    Total cost
    4.94%

  • PayPal

    Recipient gets
    19,287,940.17 IDR
    Lost vs mid-market
    −1,002,339.83
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Try your own amount

Cheapest here: USDT via WorkTGT. The recipient gets 20,239,680 IDR.

  • USDT via WorkTGTCheapest

    Recipient gets
    20,239,680 IDR
    Fees
    1.00 EUR
    Lost vs mid-market
    −50,600 IDR
    Total cost
    0.25%

  • Wise

    Recipient gets
    20,168,538 IDR
    Fees
    6.00 EUR
    Lost vs mid-market
    −121,742 IDR
    Total cost
    0.60%

  • Bank wire (SWIFT)

    Recipient gets
    19,288,447 IDR
    Fees
    25.00 EUR
    Lost vs mid-market
    −1,001,833 IDR
    Total cost
    4.94%

  • PayPal

    Recipient gets
    19,287,940 IDR
    Fees
    20.00 EUR
    Lost vs mid-market
    −1,002,340 IDR
    Total cost
    4.94%

How these numbers are worked out

  • Every method assumes you spend exactly the amount above, with fees taken out of it, and is measured against the mid-market rate.
  • Bank wire: 25 EUR in sending and intermediary fees, plus a 2.5% markup on the exchange rate.
  • Wise: 1.5 EUR plus 0.45% of the amount, converted at the mid-market rate.
  • PayPal: 2% of the amount, plus a 3% markup on the exchange rate.
  • USDT via WorkTGT: 0.1% of the payout (min 0.5, max 5 USDT), network gas included. USDT is counted at 1 USD, plus a 0.15% spread when the recipient converts USDT to local currency.

Provider fees surveyed on 2026-07-27. They vary by country, bank and amount, so check with your provider before a large transfer. Exchange rate: ECB reference rate of 2026-10-16.

Choosing the wrong route costs you 951,645 IDR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals

FAQ

What is the EUR to IDR exchange rate today?

This page shows the European Central Bank reference rate for EUR/IDR, updated every publication day. It is the mid-market rate: the midpoint between buy and sell, before any provider's markup.

What is the cheapest way to send money abroad?

It depends on the amount. Fixed fees dominate small transfers while exchange-rate markup dominates large ones. A 2.5% bank markup on a large payment costs far more than any flat fee. The table on this page computes both for the amount you are sending.

Where do these rates come from?

Rates come from the European Central Bank's daily reference rates, with the Russian rouble sourced from the Central Bank of Russia because the ECB stopped publishing it in 2022.