Amount
5 EUR to HKD
- Period high
- 9.3415
- 2026-01-28
- Period low
- 8.7722
- 2026-10-07
- Average
- 9.0684
- Daily volatility
- 0.35%
Sending 5 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 41.98 HKD
- Lost vs mid-market
- −2.18
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 35.27 HKD
- Lost vs mid-market
- −8.88
- Total cost
- 20.12%
Wise
- Recipient gets
- 30.71 HKD
- Lost vs mid-market
- −13.45
- Total cost
- 30.45%
Bank wire (SWIFT)
- Recipient gets
- 0 HKD
- Lost vs mid-market
- −44.16
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 41.98 HKD | −2.18 | 4.94% |
| USDT on-chain | 35.27 HKD | −8.88 | 20.12% |
| Wise | 30.71 HKD | −13.45 | 30.45% |
| Bank wire (SWIFT) | 0 HKD | −44.16 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 42 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals